Millions may be missing out on experiences, cash back, and other benefits that their credit cards offer.
A space to examine the everyday dollars and cents issues that impact your wallet and bottom line.
Managing (and saving) money can seem like the ultimate chore. With each paycheck, we promise ourselves to get our finances in order, pay down debt and not make any of the bad spending decisions we’ve previously made.
It also depends on the kind of cash advances you choose. Some reverse mortgages cost a lot more than others which reduces the amount of cash you can get from them.
Once you know what’s on your report, identify and remove errors and old negative items. Send a certified letter — do not dispute the item online — to each credit bureau where the delinquency or error is memorialized requesting it be removed
The headline was that 39.7 million people were poor in 2017. This works out to 12.3 percent of the population or one in eight Americans. The good news is that the U.S. poverty rate has fallen since 2010, when it hit 15.1 percent, and is now where it was before the Great Recession.
The “$1M Challenge For Minority Entrepreneurs” is a Shark Tank-style competition launched by Metropolitan Economic Development Association (Meda) in partnership with the City of St. Paul to support early-stage minority-owned businesses that have potential for high growth.
Black women are the fastest growing demographic of entrepreneurs. The number of businesses owned by Black women grew by 322 percent between 1997 – 2015, reported American Express in its “2015 State of Women-Owned Businesses Report.” Yet, when it comes to venture capital, this is the least funded segment.
Businesses can apply for a maximum $10,000 loan through the Job Opportunity Fund for each new, full-time equivalent job created, with a maximum loan total of $100,000. Loan requests of $50,000 or more will need to be approved by the Housing and Redevelopment Authority (HRA) Board.
In today’s economy of instant gratification mixed with easy credit access and mounting bills, financial freedom can seem like nothing more than a pipe dream. However, saving money is simpler than you think once equipped with the right information. “Most of us know what we need to do to not be in debt — spend […]
Black Women’s Wealth Alliance looks to galvanize Black women around not just how to spend money, but how to leverage its generational wealth-building power.