National Institute on Retirement Security

Recent Articles

New study: Typical U.S. households of color have no retirement savings

Retirement crisis most severe for Blacks, Latinos 
A new report calculates the severity of the U.S. retirement security racial divide. The analysis finds that every racial group faces significant risks, but people of color face particularly severe challenges in preparing for retirement. Americans of color are significantly less likely than Whites to have an employer-sponsored retirement plan or an individual retirement account (IRA), which substantially drives down the level of retirement savings. The report, Race and Retirement Insecurity in the United States, examines racial disparities in retirement readiness among workers and households age 25-64. It analyzes workplace retirement access, retirement account ownership, and retirement account balances. Continue Reading →

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