Tamela Saulsberry

Recent Articles

Financial Remix: Encouraging the real ‘American Dream’





The term “American Dream” was invented in 1931 by writer and historian James Truslow Adams. He coined the term in his novel The Epic of America where he states, “The American Dream is that dream of a land in which life should be better and richer and fuller for everyone, with opportunity for each according to ability or achievement. That dream of a land in which life should be better and richer and fuller for everyone, with opportunity for each according to ability or achievement… A dream of social order in which each man and each woman shall be able to attain to the fullest stature of which they are innately capable, and be recognized by others for what they are, regardless of the fortuitous circumstances of birth or position.” Many of you are products of the generation that was told and sold on the idea that home ownership, a proxy, was the American Dream. Basically, you had arrived once you owned your own home as a result of your hard work. The discussions were limited around the perpetual mortgages owned by the bank that also came with the deal. Continue Reading →

Filed under: , , , , ,

Balance leads to moments of serenity


Finding serenity in western culture comes with discipline and practice


Balance, peace of mind, serenity; call it what you like you’d like. Just make sure you’re calling on it everyday. Is it possible to maintain peace of mind and balance with the barrage of consuming tasks and responsibilities day by day, hour by hour? There’s work demands, children, text messages, email, traffic jams, dinner prep, deadlines, household stuff go on and on. You strive — but most times struggle — for a healthy balance against the day-to-day pressure points. Continue Reading →

Filed under: ,

Who’s on your dream team?


Increase your chance of winning the financial game by choosing the best players



It’s been said that if you cannot handle $10,000, then you will not be able to handle $100,000. There is certainly some wisdom behind this comment, but the majority of people feel that the more money you have, the better life is. There is certainly some wisdom behind this notion as well. So how do you explain the couple living on a very modest income who have accumulated substantial wealth and are living a very comfortable retirement with plenty of assets to leave their heirs? Or the multi-millionaire living “the life” who ends up poor, with nothing to show for the mass wealth once accumulated? Continue Reading →

Filed under: , ,

Year-end checks and balances Improve your chances of financial freedom in 2012 by planning now


Whether or not the last 334 days or so have been turbulent, static or somewhere in between, one thing is for sure, December begets a host of consistencies: holiday traditions, religious celebrations, frigid temperatures, bitter or sweet reflections and an opportunity to tie up loose ends around your personal economy. Even though our elected officials remain at a stalemate and the agendas are more selfish than altruistic, don’t let the cantankerous few in Washington and on Wall Street scribble on your blueprint of financial freedom. Stay on top of your personal and financial targets and fashion wise decisions for your families. Start by asking yourself two questions: “Where do I want to be one year from now?” and “What could I be doing better?” You should revisit these questions frequently but year-end is a likely time because it’s the time people are rethinking, recommitting and discussing their financial goals. There are countless articles, expert economic projections coming from all angles but more importantly, there is the renewed energy that comes with each upcoming year. Continue Reading →

Filed under: , ,