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MNsure offers lowest health insurance rates in U.S.

The Minnesota Department of Commerce has determined that Minnesota’s rates for health insurance policies available through MNsure, the state’s health insurance marketplace, starting October 1, are confirmed as the lowest rates compared with the other states that have released rates including the District of Columbia – across all metal levels. The analysis conducted by the Commerce Department used data released by the U.S. Department of Health and Human Services (HHS) comparing the statewide averages for health insurance rates for the 36 states with federal health insurance marketplaces. Minnesota retained its ranking as offering the lowest average health insurance rates in the United States. “Any way you look at it, Minnesota’s long history of health reform, including Commerce’s rate review process, has truly benefited our state’s consumers,” said Commerce Commissioner Mike Rothman. “Having the lowest rates in the country provides Minnesotans with more options, greater access, and more value for their money.”

The premium rates approved by the Commerce Department are 20 to 43 percent lower than our neighboring states: Iowa’s average bronze plan rate for a 27 year-old is $139, North Dakota is $185, Wisconsin is $189, and South Dakota is $196 per month for a bronze plan purchased by a 27 year-old. Continue Reading →

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Minnesota legislators work to finalize State health exchange — Democratic majority doesn’t make exchange a ‘slam dunk’



By Charles Hallman 

Staff Writer


The Affordable Care Act (ACA) mandates that beginning in 2014, each state either must have a health exchange available that allows qualified individuals to buy coverage, or join with other states to create regional exchanges. Or can let the federal government do it. It is intended not only to offer affordable health insurance to consumers, but also to increase competition among private insurers, giving their prospective consumers the ability to choose from at least four different levels of policies. Minnesota’s new health insurance exchange is now a couple of steps from becoming reality after the Minnesota House last week voted 72 to 58 on a health insurance exchange bill. Minnesota is among 17 states plus the District of Columbia that are setting state-based exchanges. Continue Reading →

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