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Finance
Posted inFinances FYI
How to budget and set goals
Chase Bank offers a Monthly Budget Worksheet to help you track your income and expenses, set SMART goals, and prioritize your spending to achieve financial freedom.
Posted inFinance
From Piggy Banks to Paydays: Teaching Kids Smart Money Habits Early
Financial experts Ebony Beckford and Sharita Humphrey recommend starting to teach children about money early, starting as young as two years old, to help them develop healthy financial habits and become their own financial safety net.
Posted inFinances FYI
Harnessing emerging technologies to power your business
Small business owners are increasingly integrating AI and other emerging technologies to enhance efficiency, competitiveness, and customer satisfaction, with 48% planning to implement AI tools this year.
Posted inFinance
More than 43% of high schoolers ‘terrified’ of their financial future
Despite an increase in financial literacy offerings in high schools, 43% of teens ages 13–18 are worried they won’t have enough money to meet their future needs and goals, with significant knowledge gaps persisting among American teens.
Posted inFinance
Tax season is hard enough. Inaccessible websites make it worse.
Government and financial websites remain deeply inaccessible for people with disabilities, making it difficult for them to file taxes and manage finances independently during tax season.
Posted inFinance
An expert’s guide to a financially fit future
Andre Creighton, a seasoned CFO and financial wellness expert, is advocating for financial literacy within the Black community to bridge the racial wealth gap, by providing actionable strategies and emphasizing the importance of budgeting, debt reduction, credit management, investing, and risk management.
Posted inFinance
April is National Financial Literacy Month: Free workshops offered in the Twin Cities
Financial Executives International (FEI) Twin Cities is hosting a series of free financial literacy workshops throughout April to empower individuals with the knowledge and tools to make smart financial decisions.
Posted inFinance
Side hustles become necessary for millions as costs rise
Nearly half of Americans have a side hustle to help cover daily expenses, with 71% earning less than $500 monthly, due to rising inflation and stagnant wages.
Posted inNational
Flau’jae Johnson on a Mission: LSU Star Teams Up with Experian to Relieve Debt for Louisianans
Flau’jae Johnson, a standout junior guard for LSU’s women’s basketball team, is partnering with Experian to relieve $5 million in consumer debt for 5,000 African American families in Louisiana, using her financial literacy to help those struggling with debt.
Posted inFinance
Debt relief just got real: Experian erases millions in balances for African Americans
Experian has launched a $5 million debt relief initiative in partnership with ForgiveCo, targeting families in Louisiana with credit card and personal loan debt, and plans to expand to other locations.
Posted inFinance
Four key principles to help you secure your financial future in 2025Â Â
Financial resolutions for 2025 can be achieved by starting to save now, paying oneself first, calculating the time it will take to double money, and leveraging the power of compound interest.
Posted inFinance
U.S. people of color most injured by Trump’s tariffs
President Trump’s tariffs on Canada, China, and Mexico are causing financial markets to fluctuate and consumers to face price hikes in critical sectors such as fuel, food, and automobiles, ultimately affecting Black and brown communities the most.
Posted inFinance
New data: Racial economic disparities remain persistent and severe
New data from LendingTree reveals significant racial economic disparities in the US, with Black households holding less wealth, income, and employment opportunities compared to white households, despite progress in some areas.
Posted inFinances FYI
Avoid these common tax filing pitfalls
Filing taxes correctly and avoiding common mistakes such as missing the deadline, neglecting to report income, and failing to claim deductions can help minimize financial headaches and unnecessary stress.
Posted inFinance
Boosting financial wellness starts with financial literacy
Black folks have some catching up to do when it comes to financial literacy, as they score lower than other races and ethnicities on the P-Fin Index, according to a 2023 report.
Posted inFinance
Top apps to help you manage your money
Financial management apps like Mint, YNAB, Personal Capital, PocketGuard, and Acorns offer users a comprehensive overview of their financial situation and provide tools to track spending, save money, and invest wisely, making financial management easier and more accessible.
Posted inFinances FYI
5 Key Financial Trends to Watch in 2024
In 2024, emerging financial trends to watch include the growth of cryptocurrencies, the adoption of central bank digital currencies, the advancement of artificial intelligence and machine learning in finance, the expansion of decentralized finance, the rise of fintech solutions, the evolution of regulatory environments, data analytics and business intelligence, cybersecurity threats, the use of RPA, the increase in gig work and its impact on retirement planning, hyper-personalized banking, sustainable finance products, and the closing of the racial wealth gap.
Posted inFinances FYI
Tips to Stay Safe from Scammers in the Age of AI
Scammers are increasingly using AI to create phishing attacks, making it difficult to distinguish between real and fake calls, and it’s important to look for telltale signs, be wary of sudden emergencies, double-check sources, and never keep it a secret if you suspect a scam.
Posted inFinance
When’s the best time to teach children about money? Now!
Financial education is crucial for children to build a strong foundation for future financial well-being, and parents can start teaching them about money at an early age, using everyday moments and activities to introduce financial concepts.