Nearly half of Americans say an unexpected expense wrecked their finances in 2025. In a piece first published by Black Press USA, Arin Barry breaks down how people are building real financial resilience, from emergency funds to side hustles.
emergency fund
Posted inFinances FYI
Financial Planning by Age to Build Your Wealth
Building wealth at any age can seem daunting, especially if you’re not sure where to start. Different stages of life require unique approaches and the development of new understandings, and the same applies to financial planning. Whether you’re just starting out in your 20s or starting over in your 40s to prepare for your 60s, […]
Posted inFinances FYI
Building Financial Confidence: Why Strong Credit Is Essential
Raising your credit score can help you qualify for loans, lower interest rates, and even boost your job prospects, while also providing a safety net for unexpected expenses.
Posted inFinances FYI
How to budget and set goals
Chase Bank offers a Monthly Budget Worksheet to help you track your income and expenses, set SMART goals, and prioritize your spending to achieve financial freedom.
Posted inFinance
The new year is the right time to start saving
To effectively manage money and build financial literacy, it is important to set savings goals, create a budget, manage subscriptions, be mindful of spending habits, automate savings, and educate oneself on strategies and tools.
Posted inFinances FYI
Did You Reach Your Financial Goal This Year?Â
Financial planning and management can help you achieve a fresh start in 2025, and budgeting, tracking spending, and creating an emergency fund can help you reach your financial goals.
Posted inBusiness
Guide for freelancers and finance management
Freelancers can achieve financial stability in the gig economy by understanding their tax obligations, saving for time off and irregular income, and creating a realistic and accurate budget.
Posted inBusiness
Transform your finances with a 30-day savings challenge
A 30-day savings challenge is a great way to kick-start your savings journey and gain vital money-saving skills.
Posted inBusiness
Strategic savings: crafting a plan for major life purchases
Saving strategically for major expenses requires a disciplined and strategic approach, including setting clear goals, creating a budget, and exploring various savings and investment options.
Posted inFinances FYI
Emergency funds 101: Here’s how to build one
An emergency fund provides financial stability during times of crisis, and can be built using a strategic approach and disciplined saving habits.
Posted inBusiness, Finances FYI
5 effective methods to maximize your savings
These money-saving strategies will equip you with practical tips and insights to unlock your savings potential and make the most of your hard-earned money.Â