Sponsored by JPMorgan Chase. Refinancing your mortgage can help lower your monthly payments, secure a better interest rate or access your home equity. Here is what you need to know before deciding if it is right for you.
Personal Finance
Where does your premium dollar go? See how health insurance spends your money
Where does insurance premium money go? See how your dollar is divided between medical care, admin costs, taxes and community reinvestment.
How to Get Out of Debt and Break the Debt Cycle
Systemic barriers and high-interest debt make financial stability challenging, but practical strategies can help Black families reduce debt and rebuild credit.
5 steps to selecting your first credit card
Signing up for your first credit card is a rite of passage into independence. While it’s tempting to see dollar signs in credit offers that come your way, choosing the right card is not a decision to take lightly. How you use that card can have a big impact on your long-term financial wellness. But […]
How Credit Can Become a Tool for Building Real Wealth
Credit scores explained in a clear guide covering credit reports, consumer rights, and how to leverage credit to build wealth.
Celebrate your financial new year
Twin Cities residents can start 2026 strong with practical financial health tips on budgeting, saving, credit, and fraud prevention shared by a local community manager.
Investing Basics: Stocks, Bonds, and Building Wealth
Investing doesn’t have to be complicated or expensive. Learn how to get started with stocks, bonds, ETFs, and more — even with just a few dollars a month.
Boosting financial wellness starts with financial literacy
Black folks have some catching up to do when it comes to financial literacy, as they score lower than other races and ethnicities on the P-Fin Index, according to a 2023 report.
Your journey to financial wellness starts now
The Minnesota Spokesman-Recorder is launching a Personal Finance page to promote financial literacy from the African American perspective, provide education and resources, and help the community grow their dollar and create generational wealth.
The power of a savings mindset: Empowerment, stability, and financial freedom
Adopting a savings mindset involves disciplined financial habits, delayed gratification, and a commitment to setting aside money for future needs and goals.
8 Personal Finance Podcasts Worth Adding to Your Playlist
These seven podcasts share information from various perspectives to help you find your financial footing and stay ahead of the game as you make your next moves.
