After earning a raise at Roots Cafe, 19-year-old Jackeline Mejia took control of her finances by learning to build credit early, avoid debt, and practice smart saving habits.
Youth Financial Education
MSR Youth Financial Education Series: Elijah Moore on Emergency Funds, Generational Wealth, and Why Financial Literacy Changes Communities
Elijah Moore’s goal isn’t to get rich, it’s to build generational wealth so the next generation never starts from zero. In this MSR Youth Financial Education Series installment, sponsored by JPMorganChase, Moore breaks down why emergency funds matter and how financial literacy could reshape entire communities.
What banking actually means for young people
MSR’s Youth Financial Education Series breaks down banking basics for young Black Minnesotans.
MSR Youth Financial Education Series: Javon Coen on Bowling Scholarships, Saving Smart, and Building Financial Discipline
A bowling scholarship changed Javon Coen’s life. Now heading into his senior year, he talks with MSR’s Prescott Jones about saving smart, working since 15, and why the years before adulthood are the best window to build financial discipline.
Goal setting: Mapping your short and long-term financial future
Joel Carrasquillo didn’t wait for a full-time salary to learn how money works. As he prepares to start his career with Vanguard, he talks about building financial habits early, and why financial literacy is bigger than any one person’s bank account.
Financial foundations: Distinguishing needs vs. wants
Sponsored by JPMorgan Chase. The second installment of MSR’s Youth Financial Education Series explores the difference between needs and wants through the experience of 25-year-old Alexis Harmon, who is using the 50/30/20 rule to build toward homeownership and financial stability.
Understanding your paycheck: The first step toward financial freedom
The first installment of MSR’s Youth Financial Education Series, sponsored by JPMorgan Chase, breaks down the difference between gross pay and net pay and why budgeting on the wrong number is one of the most common financial mistakes young earners make.
Minnesota Spokesman-Recorder launches Youth Financial Education Series
The Minnesota Spokesman-Recorder Multimedia Group is launching a new eight-part Youth Financial Education Series in May 2026, supported by JPMorgan Chase, covering real-world financial milestones for young people ages 18 to 25.
