Nearly half of Americans say an unexpected expense wrecked their finances in 2025. In a piece first published by Black Press USA, Arin Barry breaks down how people are building real financial resilience, from emergency funds to side hustles.
budgeting
How to create a budget that works for your monthly income
A strong budget brings order to financial pressure by giving every major expense a place, every goal a timeline and every spending decision a reason, starting with honest numbers and a framework you will actually use.
Financial foundations: Distinguishing needs vs. wants
Sponsored by JPMorgan Chase. The second installment of MSR’s Youth Financial Education Series explores the difference between needs and wants through the experience of 25-year-old Alexis Harmon, who is using the 50/30/20 rule to build toward homeownership and financial stability.
Understanding your paycheck: The first step toward financial freedom
The first installment of MSR’s Youth Financial Education Series, sponsored by JPMorgan Chase, breaks down the difference between gross pay and net pay and why budgeting on the wrong number is one of the most common financial mistakes young earners make.
Best side jobs in Minneapolis – And how to manage your side job money
Discover the best side hustles in Minneapolis, from freelancing and fitness coaching to rideshare, tutoring, reselling, and pet care. Get tax, budgeting, and growth tips to keep your hustle sustainable.
April is National Financial Literacy Month: Free workshops offered in the Twin Cities
Financial Executives International (FEI) Twin Cities is hosting a series of free financial literacy workshops throughout April to empower individuals with the knowledge and tools to make smart financial decisions.
When’s the best time to teach children about money? Now!
Financial education is crucial for children to build a strong foundation for future financial well-being, and parents can start teaching them about money at an early age, using everyday moments and activities to introduce financial concepts.
Financial literacy for teens: how to mold savvy spenders
Teaching teens about personal finances, including bank accounts, credit and debt, investments, retirement savings, college accounts, budgeting, and tracking income and spending.
Guide for freelancers and finance management
Freelancers can achieve financial stability in the gig economy by understanding their tax obligations, saving for time off and irregular income, and creating a realistic and accurate budget.
