Scammers are using AI to work faster and fool more people, and many pose as your bank. In this piece sponsored by Sunrise Banks, three Sunrise experts explain the most common scams, what a real bank will never ask you for, and how to protect your money.
financial literacy
Posted inFinance
Run your household like a Fortune 500 corporation
Al Riddick says you should run your household like a Fortune 500 company: know what comes in, what goes out and what to do when expenses rise faster than income. His own spending on gas, groceries and utilities rose $1,453 in nine months.
Posted inFinance
What did your family teach you about money?
Your relationship with money didn’t start with you. In this column, the author builds a Money Genogram to trace the financial messages passed down through family, and shows how questioning them can change your financial future.
Posted inYouth Financial Education
Credit essentials: Roots Cafe shift lead builds credit earlyÂ
After earning a raise at Roots Cafe, 19-year-old Jackeline Mejia took control of her finances by learning to build credit early, avoid debt, and practice smart saving habits.
Posted inYouth Financial Education
MSR Youth Financial Education Series: Elijah Moore on Emergency Funds, Generational Wealth, and Why Financial Literacy Changes Communities
Elijah Moore’s goal isn’t to get rich, it’s to build generational wealth so the next generation never starts from zero. In this MSR Youth Financial Education Series installment, sponsored by JPMorganChase, Moore breaks down why emergency funds matter and how financial literacy could reshape entire communities.
Posted inYouth Financial Education
What banking actually means for young people
MSR’s Youth Financial Education Series breaks down banking basics for young Black Minnesotans.
Posted inYouth Financial Education
MSR Youth Financial Education Series: Javon Coen on Bowling Scholarships, Saving Smart, and Building Financial Discipline
A bowling scholarship changed Javon Coen’s life. Now heading into his senior year, he talks with MSR’s Prescott Jones about saving smart, working since 15, and why the years before adulthood are the best window to build financial discipline.
Posted inFinance
Don’t let fraud and scams ground your summer vacation
Summer travel season is prime time for scammers. In this JPMorgan Chase-sponsored piece, Chase community manager Antonio Carmona-Elias breaks down the most common travel scams, from fake vacation rentals to “free” trip offers, and how to protect your money.
Posted inFinance
How people are fighting back from unexpected expenses
Nearly half of Americans say an unexpected expense wrecked their finances in 2025. In a piece first published by Black Press USA, Arin Barry breaks down how people are building real financial resilience, from emergency funds to side hustles.
Posted inYouth Financial Education
Goal setting: Mapping your short and long-term financial future
Joel Carrasquillo didn’t wait for a full-time salary to learn how money works. As he prepares to start his career with Vanguard, he talks about building financial habits early, and why financial literacy is bigger than any one person’s bank account.
Posted inEducation
Federal student loan changes are coming: What you need to know
A new federal law is reshaping student loan repayment, cutting options for future borrowers and ending economic hardship deferment in 2027. Contributing writer Alfred D. Riddick, Jr. breaks down what Black families need to know now.
Sponsored
Your home is an investment. How to create generational wealth
Sponsored by JPMorganChase. Chase’s home lending team breaks down how homeownership builds generational wealth, from building equity and tax deductions to what happens when you sell and how to borrow against what you own.
Posted inFinance
How to create a budget that works for your monthly income
A strong budget brings order to financial pressure by giving every major expense a place, every goal a timeline and every spending decision a reason, starting with honest numbers and a framework you will actually use.
Posted inYouth Financial Education
Financial foundations: Distinguishing needs vs. wants
Sponsored by JPMorgan Chase. The second installment of MSR’s Youth Financial Education Series explores the difference between needs and wants through the experience of 25-year-old Alexis Harmon, who is using the 50/30/20 rule to build toward homeownership and financial stability.
Posted inYouth Financial Education
Understanding your paycheck: The first step toward financial freedom
The first installment of MSR’s Youth Financial Education Series, sponsored by JPMorgan Chase, breaks down the difference between gross pay and net pay and why budgeting on the wrong number is one of the most common financial mistakes young earners make.
Posted inFinance
Refinancing readiness and navigating the process in today’s market
Sponsored by JPMorgan Chase. Refinancing your mortgage can help lower your monthly payments, secure a better interest rate or access your home equity. Here is what you need to know before deciding if it is right for you.
Posted inTracey’s Keepin' It Real
Tracey’s Keepin’ It Real: Building Black Economic Power One Dollar at a Time
On this episode of Tracey’s Keepin’ It Real, MSR Publisher Tracey Williams-Dillard sits down with leaders from the Association for Black Economic Power to discuss financial literacy, economic ownership and building generational wealth in Black Twin Cities communities.
Posted inYouth Financial Education
Minnesota Spokesman-Recorder launches Youth Financial Education Series
The Minnesota Spokesman-Recorder Multimedia Group is launching a new eight-part Youth Financial Education Series in May 2026, supported by JPMorgan Chase, covering real-world financial milestones for young people ages 18 to 25.
Posted inLet them Rise
They can own the store, not just shop in it
Let Them Rise columnist Richard Terell argues that teaching entrepreneurship to Black boys is not just about business but about building a mindset of ownership, leadership and community impact.
Posted inBlack Business Spotlight
Turning setbacks into comebacks through credit repair
AIM Credit Repair LLC helps individuals rebuild credit while supporting financial literacy and second chances.